Premium Credit Cards.

The Premium Credit Cards from ICICI Bank bring to you the benefits of owning an exclusive Credit Card for your convenience and usage. Our Cards include special deals to complement your lifestyle. We have Super Gold Credit Cards and Platinum Credit Cards along with Travel Cards for Airmiles, the best holiday packages and air tickets. Our special Golf Credit Card gets you a free membership of the Indian Golf Union along with special Golfing benefits.

Premium Cards : Features at a Glance Chart

	American Express Gold	Travel Smart Gold	Platinum Card	Titanium Card	Signature Card
Features
Type of Cards offered	American Express	Master Card	Visa	Master Card	Visa
Joining and Annual Fee (4)	Free for life	Rs 1500	Free for life	Free for life	Rs 25,000 & Rs 2,500
Acceptance	International	International	International	International	International
Service Charges for Revolving Credit	3.15%	3.15%	2.75% w.e.f March 1st,2008	3.15%	2.75%
Limited Lost Card Liability (After reporting)	Nil	Nil	upto Rs 50000	Nil	Nil
Life Time Balance Transfer Scheme Introductory offer of	0.75% p.m. (9% p.a.) for first 6 months, followed by 1.49% p.m. (17.88% p.a.) thereafter, until the transferred amount is paid back

Travel Bookings Tie-up	Makemytrip.com	Makemytrip.com	None	None	None
Discount on Basic Domestic airfares	(2) 3%	10% (4)	none	none	none
Discount on Basic International airfares	(2) 3%	10% (4)	none	none	none
Forex and Travel Cheque Services	Yes	Yes	Yes	No	No
Photo Card option	No	No	No	No	No
Internet Web based access	Yes	Yes	Yes	Yes	Yes
Access to ICICI Bank 24-Hour Customer Care Centre	Yes	Yes	Yes	Yes	Yes
Personal Loan facility on Credit Card	No	Yes	Yes	Yes	Yes
EMI on Call facility	Yes	Yes	Yes	Yes	Yes
Dial-a-draft facility	Yes	Yes	Yes	Yes	Yes
Xpress Rewards Programme	No	Yes	Yes	Yes	Yes
Global Emergency Assistance Services	Yes	Yes	Yes	No	No
Surcharge on fuel (2.5% of transaction value or Rs. 10, whichever is higher)	Waived at HPCL outlets (Upto Rs. 3000/- per transaction)	Waived across all pumps No reward points on fuel purchase transactions from Dec. 15, 2007	Across all pumps No reward points on fuel purchase transactions from Dec. 15, 2007	Waiver across all petrol pumps	Waiver across all petrol pumps
Revolving Credit facility	Yes	Yes	Yes	Yes	Yes
Free Credit Period (Applicable provided the Total payment due shown in the previous statement is settled in full)	Min : 22 days, Max : 52 days	Min : 22 days, Max : 52 days	Min : 22 days, Max 52 days	Min : 22 days, Max 52 days	Min : 22 days, Max 52 days
Special features	Click here	Click here	Click here	Click here	Click here

(1) For further details on the Terms and Conditions of ICICI Bank Travel Smart Gold Credit Card please click here
(2) Service tax applicable.
(3) BTI-SITA offer has expired w.e.f. March 1st 2007
(4) Discount on airfare available only on air ticket booking through www.makemytrip.com/ travelsmart. Airfare discount not valid on SpiceJet and Air Deccan. Maximum discount of Rs. 10,000 in a calendar year.

Premium Cards

Premium Cards: Features at a Glance

ICICI Bank Signature Credit Card

Features

A powerful rewards program: 5 points on every international spend of Rs.100, 4 points on every travel-related spend of Rs.100 and 2 points on every hotel-and dining-related spend of Rs.100
Air-accident insurance of Rs. 3 crore
Special travel-related experiential offers, from flying a fighter jet to watching the Emperor Penguins in Antarctica. For details, click www.visasignature-asia.com/ap/experiential
Exclusive ' welcome' privilege(after the payment of joining fee)
a- Tag Heuer watch (Two models to choose from) OR
b-A travel voucher of Rs.35,000 OR
c- 35,000 reward points
Priority access to the world's exclusive airport lounges.
Fuel-surcharge waiver across all petrol pumps
I-Assist, 24x7 personal concierge services, offering a host of benefits.
A special customer service desk

ICICI Bank Platinum Credit Card

Own The World

Features

Priority Pass that provides access to the world's most exclusive airport lounges.

Fuel-surcharge waiver across all petrol pumps

Fuel-purchase transactions on the card will not earn reward points from December 15, 2007

An exclusive Rewards Pprogram and one of a kind redemption offer

High credit limit and cash limit

APR of 2.75% monthly w..e.f March 1st, 2008

Air-accident insurance of up to Rs 1 crore

I-Assist, 24x7 personal concierge services, offering a host of benefits.

A specialized customer service desk

The ICICI Bank Platinum Credit Card is currently offered only by invitation ;

ICICI Bank Platinum Premiere Credit Card

Own The World

Features

Personalized concierge Services like car rental, hotel referral and reservation, restaurant referral and reservation

APR of 3.15% monthly w..e.f March 1st,2008

Air accident insurance upto Rs 40 lacs

Fuel- surcharge waiver across all petrol pumps

Fuel-purchase transactions on the card will not earn reward points from December 15, 2007

Reward point on every Rs 100 spend

High credit and cash limit

I-Assist, 24x7 personal concierge services, offering a host of benefits.

ICICI Bank – Titanium Credit Card

Features of Titanium Credit Card

Freedom from Fuel surcharge, across all petrol pumps, anywhere in the country

Relax in luxury, at Oberoi lounges across various international and domestic airports in India

More rewards for retail spends outside India, 10 reward points for every Rs 200

Higher reward points for retail spends in India, 2 reward points per Rs 200

10% discount at Flamingo Duty Free shops at various international airports in India

Up to 25% discount at major restaurants in top 6 cities (Mumbai, Delhi, Chennai, Kolkata, Bangalore, Hyderabad)

International Lifestyle offers

ICICI Bank – Thomas Cook Titanium Credit Card

Features of Thomas Cook Titanium Credit Card

Freedom from Fuel surcharge, across all petrol pumps, anywhere in the country

A Free Holiday Voucher worth Rs 5000 valid for any Thomas Cook Group holiday.

Relax in luxury, at Oberoi Clipper Lounges across various international and domestic airports in India

Earn double reward points – 2 points for every Rs 200 spent.

6 reward points for every Rs 100 spent at Thomas Cook outlets and at all outlets outside India.

5% discount on domestic airline tickets booked through Thomas Cook

3.5% discount on international airline tickets booked through Thomas Cook

10% discount at Flemingo Duty Free shops at various international airports in India.

Enjoy exclusive access to 15 premier Golf courses in the country. Get upto 50% discount on green fees.

ICICI Bank Solid Gold Credit Card

Most Powerful Global Card

Benefits

Welcomed internationally at over 22 million merchant establishments.

High credit limit and cash limits.

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300.

Lifetime Balance Transfer offer: 0.75% for first 6 months (9% p.a.), followed by 1.49%p.m. (17.88% p.a.) thereafter.

Most powerful catalogue-based Rewards Program.

Mobile alerts and statement by e-mail

ICICI Bank Gold American Express® Card

The card that rewards you more. Everything that you spend on the card earns you I-miles which you can redeem towards free air tickets or holidays that befits your discerning lifestyle.

Superlative Benefits

5 I-miles for every Rs. 100 spent on the card, which you can redeem for a range of exciting rewards such as air-tickets, holidays, shopping vouchers, electronics and more

Redeem your I-miles for air miles on Singapore Airlines KrisFlyer program . Or redeem your I-miles into gift vouchers, electronics or even holidays.

No expiry dates for your I-miles earned

Discount of 3% on basic airfares and 5% on holiday packages from makemytrip.com

An exciting selection of year-round privileges and savings in travel, leisure, dining and shopping in key destinations around the world with American Express Selects

Access over 2,200 American Express Travel Services Office locations* in over 130 countries worldwide for assistance in travel bookings and arrangements, purchase or encashment of travellers cheques, or simply to access cash

Enjoy overseas emergency assistance and support with Global Service hotline

Life time Free – Your ICICI Bank American Express card comes with no annual fee for life

Free add-on card

0% balance transfer offers for 90 days

Round the clock customer service hotline

I-Assist, 24x7 personal concierge services, offering a host of benefits.

ICICI BANK Travel Smart Gold Credit Card

Most Powerful Travel Card – A card that gives the best deals on air travel and holiday packages, 24x7

Exclusive Benefits

10% cash back on basic fare on any domestic and International airline ticket booked through Makemytrip.com The cashback is only in case of INR transaction. To booktickets please call 1-800-11 8747 (From BSNL and MTNL Phones) 1-108-102 8747 (Airtel Subscribers) or log on to Makemytrip.com

24x7 Personal Travel Desk for assistance in booking flights, hotels, holiday packages

Guaranteed 5% cash back on holiday packages booked through Makemytrip.com

All the benefits of the ICICI Bank Solid Gold Card

Fuel-surcharge waiver across all petrol pumps from December 15, 2007

Fuel-purchase transactions on the card will not earn reward points from December 15, 2007

I-Assist, 24x7 personal concierge services, offering a host of benefits.

Air-accident insurance of upto Rs 50 lac

ICICI BANK Golf Card

A card specially designed for the discerning golfer

Exclusive Benefits

Free annual membership of the Indian Golf union

Access to over 160 golf courses across India

Upto 25% discount on green fees

Offers on International Luxury Golf Holiday Packages

10% discount on premium Golf equipment brands & also get 0% EMI offer at select outlets.

Special discount available on Golfline Magazine & Golf Digest

24x7 Golf Concierge Service for assistance on booking tee off times, finding golf coaches and obtaining tickets to golfing events

Invitation to tournaments held by the IGU

All the benefits of the ICICI Bank Solid Gold Card

Fuel- surcharge waiver across all petrol pumps

No reward points on fuel-purchase transaction

Co Branded Cards

Co Branded Cards: Features at a Glance

ICICI Bank - Forum Credit Card

Features of Forum Credit Card

8 reward points for every Rs. 200 spent at Forum Card's partner outlets
Rs. 250Gift voucher worth Rs.250 with the ‘Welcome’ kit
Privileged parking
Privileged ticketing at PVR
Special offers from time to time
Exclusive access to customer lounge.

ICICI Bank - Gitanjali Credit Card

Benefits of ICICI Bank – Gitanjali Credit Card

Extra reward points - 8 reward points per Rs.200 spent at Gitanjali brand outlets.
Gift Voucher worth Rs.1000 given along with the card which is redeemable at select Gitanjali brand outlets
5% discount on purchases between Rs.5,000 and Rs.15,000 and 7.5% discount on purchases above Rs.15,000 on diamond jewellery from select Gitanjali brand outlets.
0% EMI for 3 and 6 months for purchases above Rs.5,000 at select Gitanjali brand outlets
Exclusive offers
All the regular features of an ICICI Bank Solid Gold Credit Card.

The above discount and voucher offers are not applicable on: D.E.R , D'Damas Solitaire , Gili , Gitanjali Gold and D'Damas Gold brands.

ICICI Bank - Megamart Credit Card

Benefits of ICICI Bank – Megamart Credit Card

No finance charges on EMI purchases at Megamart. For a purchase of Rs.1,500 and above in a single transaction, you can pay back the amount in 3 equal monthly instalments, without incurring any finance charges. (This scheme is optional and only for purchases made at pre-designated ICICI Bank terminals. You need to request the cashier to convert the purchase into EMIs before using your ICICI Bank – Megamart Credit Card for a purchase).
Get a voucher worth Rs.200 to be redeemed against purchases of Rs.1,000 or more at any Megamart outlet.
6 reward points for every Rs.200 spent at Megamart (except EMI purchase); 1 reward point for every Rs.200 spent on all non–Megamart purchases (To earn the additional reward points at Megamart, you need to have your card swiped on an ICICI Bank Electronic Data Capture (EDC) machine only)
No charges for garment alteration.
Exclusive offers
Reward points can be converted into Megamart vouchers
All the regular features of an ICICI Bank Solid Gold Credit Card.

ICICI Bank -XBOX 360 Credit Card

Benefits of ICICI Bank – XBOX 360 Credit Card

Up to 40 % discount on select products of Microsoft and XBox 360
Fabulous offers on premium brands like Samsung, Planet M, Kodak, Espirit, Cox & Kings and more
0% interest charges on XBOX 360.

CICI Bank - Sarovar Hotels Credit Card

Benefits of ICICI Bank – Sarovar Hotels Credit Card

Exclusive Features:

Get a free night-stay voucher for a couple after spending Rs.10000/- at Sarovar Hotels.
4 reward points for every Rs.100 spent at Sarovar Hotels.
30% discount on room tariffs
Special discount of Rs.250 on spends of Rs.1000 and above on Food & Beverages at any of the Sarovar restaurants.
Up to 15% discount at Sarovar Restaurants as a regular discount.
You can also avail the following exciting offers. All packed in ICICI Bank Sarovar Credit Card. *Flexi check–in and check–out timings.
*Priority in room reservations/wait–list.
*Free room upgrade voucher.

ICICI Bank - HPCL Silver Credit Card

Load up your tank with Free Fuel
From November 1, 2005, get cash back on your fuel purchases

Monthly fuel spends at HPCL outlets (in Rs.)	Cash Back
1-499	Nil
500 - 1,499	1%
1,500 - 2,999	1.50%
3,000 and above	2.50%

Transactions should be made on ICICI Bank EDC machines.

Benefits of ICICI Bank – HPCL Silver Credit Card

Refund of surcharge (2.5%) on fuel purchases *
Earn 1 reward point on every Rs.200 spent on all purchases except on fuel purchases at HPCL outlets.
15% discount on P.U.C check and labour charges at select HPCL petrol pumps
Discount on tyres, batteries and auto accessories sold at select HPCL petrol pumps
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Most powerful catalogue-based Rewards Programme
Comprehensive travel benefits
Accepted at over 22 million merchant establishments globally
Mobile alerts and statement by e–mail.

* From Mar 1, 08, the Cash Back benefit on fuel purchases on ICICI Bank HPCL Credit Card stands withdrawn.

* HPCL fuel purchases made in February 2008 will be eligible for Cash Back as per existing spend slabs.

* Your cash back percentage will be calculated on the basis of total HPCL fuel spends as per your card statement.

* Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver, but only for cash back.

ICICI Bank - HPCL Gold Credit Card

Load up your tank with Free Fuel
From November 1, 2005, get cash back on your fuel purchases

Monthly fuel spends at HPCL outlets (in Rs.)	Cash Back
1-499	Nil
500 – 1,499	1%
1,500 – 2,999	1.50%
3,000 and above	2.50%

Transaction should be done on ICICI EDC machine

Benefits of ICICI Bank – HPCL Gold Credit Card

Refund of surcharge (2.5%) on fuel purchases.
Earn 1 reward point on every Rs. 200 spent on all purchases except on fuel purchases at HPCL outlets.
15% discount on P.U.C check and labour charges at select HPCL petrol pumps.
Discount on tyres, batteries and auto accessories sold at select HPCL petrol pumps.
Welcomed internationally at over 22 million merchant establishments.
High credit and cash limits.
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Access to Global Customer Assistance Services
Mobile alerts and statement by e-mail.

* From Mar 1, 08, the Cash Back benefit on fuel purchases on ICICI Bank HPCL Credit Card stands withdrawn.

* HPCL fuel purchases made in February 2008 will be eligible for Cash Back as per existing spend slabs.

* Your cash back percentage will be calculated on the basis of total HPCL fuel spends as per your card statement.

* Transactions above Rs.3,000 will not be eligible to a fuel surcharge waiver, but only for cash back

ICICI PRU life Credit Card

Benefits of ICICI PRU life Credit Card

HPCL fuel-surcharge waiver: 2.5% refund of surcharge on fuel purchase at select HPCL pumps (applicable to maximum spend of Rs.2,500 per transaction)
Tie-ups with hospitals and medical centres: Use ICICI Bank Pru Life Credit Card to avail of benefits reserved for you.
Tie-ups with popular lifestyle brands: Wide deals and discounts on an array of fashion brands and accessories.
Attractive EMI schemes to pay insurance premiums: Pay insurance premiums in 6 months with interest rate of just 7%. (You would be billed EMIs from your next monthly card statements)
Earn reward points: Up to 10 reward points for every Rs. 200 spent through the Xpress Rewards Programme. Also, over 100 redemption options covering an array of lifestyle products and shopping needs.

ICICI Bank - BPL Mobile Credit Card

Stay connected with Easy Pay and free airtime

Benefits of ICICI Bank – BPL Mobile Credit Card

Easy Pay Facility – Debit BPL Mobile bills on the Card.
Earn reward points and redeem against free airtime.
Free one year mobile phone insurance against loss, theft or damage.
Free voice mail on BPL Mobile for the first six months of Card membership (valid in Mumbai).
Free National Roaming at no additional deposit (valid in Tamil Nadu excluding Chennai, Pondicherry, Maharashtra excluding Mumbai, Goa and Kerala)
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter.
Most powerful catalogue-based Rewards Programme.
Comprehensive travel benefits.
Accepted at over 22 million merchant establishments globally.
Mobile alerts and statement by e-mail.

ICICI Bank - AMWAY Credit Card

An exclusive Credit Card for the AMWAY fraternity .

Benefits of ICICI Bank – Amway Credit Card

Double Reward Points :
- On Amway transaction of Rs.100 = 2 points
- On non-Amway transaction of Rs.200 = 1 point (25 points = 1 PV)

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Most powerful catalogue-based Rewards Programme
Comprehensive travel benefits
Accepted at over 22 million merchant establishments globally.
Mobile alerts and statement by e-mail.

ICICI Bank Big Bazaar Silver Credit Card

The Most Powerful Retail Credit Card in India.

Benefits of ICICI Bank – Big Bazaar Silver Credit Card

No finance charges on EMI purchases at Big Bazaar. On a purchase of Rs.1,500 and above in a single transaction, you can pay back the amount in 3 equal monthly instalments, without incurring any finance charges. You also get 1 reward point per Rs. 100 of EMI purchase (This scheme is optional and has to be availed before using the Credit Card for the purchase, at pre-designated ICICI Bank terminals).To avail of this offer please ask the merchant to convert your purchase into EMI.
Voucher worth Rs.250 to be redeemed against purchase of Rs.500 or more at any Big Bazaar outlet on payment through the ICICI Bank –Big Bazaar Credit Card.*
4 reward points on every Rs.100 spent at Big Bazaar (except EMI purchase), 1 reward point for all non-Big-Bazaar purchases for every Rs.200 spent (To earn the additional reward points at Big Bazaar please swipe your card on an ICICI Bank EDC only.)
Special payment counters
Priority entry during high traffic
Exclusive offers
All the regular features of the ICICI Bank Sterling Silver Card and facilities of Big Bazaar.
Reward points can be converted into Big Bazaar vouchers.

Exclusive privileges not available at GOLD BAZAAR.
Please contact Big Bazaar representative for details on EMI scheme and discount voucher redemption

Other benefits available on your ICICI Bank -Big Bazaar Silver Credit Card

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Comprehensive travel benefits
Accepted at over 22 million merchant establishments globally.

* With effect from July 1, '2005

ICICI Bank Big Bazaar Gold Credit Card

The Most Powerful Retail Credit Card in India.
Exclusive privileges available on your ICICI Bank - Big Bazaar Gold Credit Card

No Finance charges on EMI Purchases at Big Bazaar.On a purchase of Rs.1500 and above in a single transaction, you can pay back the amount in 3 equal monthly installments, without incurring any financing charges. You also get 1 Reward Point per Rs 100 of EMI purchase (This scheme is optional and has to be availed before using the Credit Card for the purchase, at predesignated ICICI Bank terminals).To avail this offer please ask the merchant to convert your purchase into EMI.
Get Voucher worth Rs 250 to be redeemed against purchase of Rs.500 or more at any Big Bazaar Outlet on payment through the ICICI Bank -Big Bazaar Credit Card.*
6 reward points on every Rs. 100/- spent at Big Bazaar (Except EMI Purchase) 1 reward point for all non Big Bazaar purchases for every Rs.200 spent(To earn the additional reward points at Big Bazaar please swipe your card on an ICICI Bank EDC only)
Special payment counters for Cardholders.
Priority entry to Cardholders during high traffic.
Exclusive offers for Cardholders from time to time.
Regular features of ICICI Bank Sterling Silver Card and facilities of Big Bazaar.

All Rewards points earned can be converted into Big Bazaar Vouchers.

Exclusive privileges not available at GOLD BAZAAR.
Please contact Big Bazaar representative for details on EMI scheme and discount voucher redemption

Other benefits available on your ICICI Bank -Big Bazaar Gold Credit Card

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter.
Comprehensive travel benefits
Accepted at over 22 million merchant establishments globally.

ICICI Bank - Trinethra Credit Card

Benefits of ICICI Bank – Trinethra Credit Card

2 reward points for every Rs.100 spent at Trinethra and 1 reward point for every Rs.200 spent at other merchant outlets (to earn the additional reward points at Trinethra please swipe your card only on an ICICI Bank EDC.)
Complimentary gift on purchase of Rs.800
Complimentary gift voucher of Rs.200 on membership.
Express check-out counter
All the benefits of the Sterling Silver Credit Card.

ICICI Bank – Orchid An Ecotel Credit Card

Benefits of ICICI Bank – Orchid An Ecotel Hotel Credit Card

Exclusive discounts at all Kamat group hotels:
30% discount on room tariff
20% discount on Food & Beverages
30% discount on Health Club membership
0% EMI scheme for 6 months on transactions of value greater than Rs.10,000 at any Kamat group hotel
22.5% discount on flower and gift delivery service
All the benefits of the ICICI Bank Solid Gold Card.

ICICI Bank - Mohun Bagan Credit Card

Benefits of ICICI Bank – Mohun Bagan Credit Card

Brought to you in association with the National Soccer Club of India.
Opportunity to go to one important match of the Engish Premiership League*.
Opportunity to play Mohun Bagan XI*.
Free 50 reward points whenever Mohun Bagan Club wins a championship.
Exclusive discounts and offers on dining, shopping, lifestyle products and sport accessories.
All the benefits of the Sterling Silver Credit Card.

*Conditions Apply.

ICICI Bank - Ebony Credit Card

Benefits of ICICI Bank – Ebony Credit Card

6 reward points on every Rs.100 spent with the Ebony Card (except EMI purchase); 1 reward point on every Rs.200 spent at all other merchant outlets (To earn the additional reward points at Ebony, please swipe your card on an ICICI Bank EDC only.)
Exclusive monthly offers
Welcome gift voucher worth Rs. 250.
The best of the picks at the preview of sales
No finance charges on EMI purchases worth Rs.2,500 and reward points for every Rs, 100 of the EMI. To avail of this offer, please ask the merchant to convert your purchase into EMI payment.
All the benefits of the Sterling Silver Credit Card.

ICICI Bank - Airtel Silver Credit Card

Benefits of ICICI Bank – Airtel Silver Credit Card

2 reward points for every Rs.100 of AirTel mobile bill, for payment through the credit card
3 reward points for every Rs.100 of AirTel mobile bill, for payment through Standing Instruction on the card.
Redeem Reward points against HPCL vouchers and ICICI Bank Xpress Rewards Booklet
Fuel surcharge waiver at HPCL Petrol Pumps.
2 reward points for every Rs 125 spent at HPCL petrol pumps

ICICI Bank - Airtel Gold Credit Card

Benefits of ICICI Bank – Airtel Gold Credit Card

2 reward points for every Rs.100 of AirTel mobile bill, for payment through the credit card
3 reward points for every Rs.100 of AirTel mobile bill, for payment through Standing Instruction on the card
Reward points against HPCL vouchers and ICICI Bank Xpress Rewards Booklet
Fuel-surcharge waiver at HPCL petrol pumps.
2 reward points for every Rs 125 spent at HPCL Petrol Pumps

Punjab & Sind - ICICI Bank Silver Card

Benefits of Punjab & Sind – ICICI Bank Silver Card

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300.
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter.
Most powerful catalogue-based Rewards Programme
Comprehensive travel benefits.
Accepted at over 22 million merchant establishments globally.
Mobile Alerts and Statement by E-mail

Punjab & Sind - ICICI Bank Gold Card

Benefits of Punjab & Sind – ICICI Bank Gold Card

Welcomed internationally at over 22 million merchant establishments.
High credit and cash limits.
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300.
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Access to Global Customer Assistance Services
Purchase protection of Rs.40,000.
Most powerful catalogue-based Rewards Programme.
Comprehensive travel benefits.
Mobile alerts and statement by e-mail

Punjab & Sind - ICICI Bank Blue Card

Benefits of Punjab & Sind – ICICI Bank Blue Card

Pre-define your own spend limits.
International valid at over 12 million MasterCard-approved merchants world over.
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Purchase protection of Rs.10,000
Most powerful catalogue-based Rewards Programme
Comprehensive travel benefits.
Access to 24-hour Customer Care Centre and MasterCard approved ATMS
Mobile alerts and statement by e-mail

Federal Bank - ICICI Bank Silver Card

Benefits of Federal Bank – ICICI Bank Silver Card

Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Most powerful catalogue-based Rewards Programme
Comprehensive travel benefits.
Accepted at over 22 million merchant establishments globally
Mobile alerts and statement by e-mail

Federal Bank - ICICI Bank Gold Card

Benefits of Federal Bank – ICICI Bank Gold Card

Welcomed internationally at over 22 million merchant establishments.
High credit and cash limits.
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300.
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
Access to Global Customer Assistance Services.
Purchase protection of Rs.40,000.
Most powerful catalogue-based Rewards Program.
Mobile alerts and statement by e-mail

Spice Punjab Co-Branded card

Benefits of Spice Punjab Co-Branded Card

The option to issue Standing Instructions (SI) against payment of Spice post-paid bills bills.
2 reward points per Rs. 100 spent on Spice bills paid through SI on the card
Rs. 50 credit on each bill for the first 3 months after SI activation for the 1st year
STD Deposit of Rs.1,000 waived for cardholders on SI
Pre-activated ISD with waiver of Rs.7,500 deposit to cardholders on SI
All the regular benefits of the ICICI Bank Sterling Silver Card.

CESC Co-Branded card

Benefits of CESC Co–Branded Card

Convenience of paying CESC electricity bills on Standing Instructions
2% cash back on CESC electricity bill payment through card
Special EMI rates on purchase of electric and electronic durables
Gift vouchers from Philips, Whirlpool, Pantaloon, etc. along with card
All the regular benefits of the ICICI Bank Sterling Silver Card.

Dhiraj Sons Co-Branded card

Benefits of Dhiraj Sons Co–branded Card

2 reward points per Rs.100 for all transactions at Dhiraj Sons Megastores
Gift Voucher worth Rs. 150 with the Welcome kit.
Discounts on various product categories
Exclusive "Shopping Areas" at Dhiraj Sons.
All the regular benefits of the ICICI Bank Sterling Silver card.

ICICI Bank - Air Deccan Gold Card

Exclusive Features

Smart reward points – 3 reward points on every Rs.100 spent with your card. Reward points are convertible to i–miles
Smart Petro Savings – Fuel-surcharge waiver of 2.5% at select HPCL petrol pumps
Smart Pay – Pay for air tickets in EMIs, attractive rate of interest of just 4% flat for 6 months’ tenure & 8% flat for 12 months’ tenure
Smart Secure – Insurance cover against fraudulent transaction on the purchase of air tickets at www.airdeccan.net
All the regular benefits of the ICICI Bank Solid Gold Card.

ICICI Bank - Central Credit Card

Benefits of ICICI Bank – Central Credit Card

0% EMI option for purchases of more than Rs.3,000 at Central. To avail this offer, please ask the merchant to convert your purchase into EMI payment
Free gift voucher of Central worth Rs. 250 with the offer booklet
4 reward points for every Rs.100 spent at Central. Also, 1 reward point for every Rs.200 spent at merchant establishments other than Central (To earn the additional reward points at Central, please swipe your card on an ICICI Bank EDC only.)
Priority Payment Counters at Central to save valuable time
Up to 10% discount at restaurants within Central, on bills of Rs.250 and above
12 free coffee vouchers
Free valet parking
All the regular benefits of the ICICI Bank Solid Gold Card

ICICI Bank - Bajaj Capital Credit Card

Benefits of ICICI Bank – Bajaj Capital Credit Card

Lifetime-free Credit Card.
Most powerful catalogue-based Rewards Program.
Refund of surcharge of 2.5% on fuel purchased at any HPCL petrol pump in India.
Dial-a-Draft at 2.5% of the draft amount subject to a minimum of Rs.300
Lifetime Balance Transfer offer: 0.75% p.m. for the first 6 months (9% p.a.), followed by 1.49% p.m. (17.88% p.a.) thereafter
3.5% discount on basic airfares.
Personal Loan on card facility.
Purchase protection of Rs. 40,000.
Mobile alerts and statement by e-mail.

ICICI Bank - King Fisher Airlines Credit Card

"The card that lets you live the good times" – A special card for those who live and fly in style.

Benefits of ICICI Bank – Kingfisher Airlines Credit Card

5 reward points on every Rs.100 spent at Kingfisher Airlines tickets / counters
2 reward points on every Rs.100 spent at other merchant establishments
Reward points can be converted into King Miles. 1 Reward Point = 1 King Mile
Fuel-surcharge waiver across all petrol pumps
No reward points on fuel-purchase transactions
I-Assist, 24x7 personal concierge services, offering a host of benefits.
Air accident insurance of upto 50 lakhs

Big Bazaar Shakti Credit Card
(Powered By ICICI Bank Credit Cards)

Freedom to Spend. Power to Save

Benefits of Big Bazaar Shakti Card

Specially designed for women
Voucher worth Rs. 250 to be redeemed against purchase of Rs.500 or more at any Big Bazaar outlet on payment through the ICICI Bank – Big Bazaar Credit Card.*
4 reward points on every Rs. 100 spent at Big Bazaar (except EMI purchase)
Special payment counters at Big Bazaar outlets
1 kg sugar free every month for 12 months
Priority entry during high traffic.
Special preview day during annual sale at Big Bazaar
Exclusive offers
No finance charges on EMI purchases at Big Bazaar. On a purchase of Rs.1,500 and above in a single transaction, you can pay back the amount in 3 equal monthly instalments, without incurring any finance charges. You also get 1 reward point per Rs.100 of EMI purchase (To avail of this offer, please request the merchant to convert your purchase into an EMI.)
All reward points can be converted into Big Bazaar vouchers.

Exclusive privileges not available at GOLD BAZAAR.
Please contact Big Bazaar representative for details on EMI scheme and discount voucher redemption

ICICI Bank - Indiatimes Credit Card

Benefits of ICICI Bank – Indiatimes Credit Card

Free gift voucher worth Rs.151 for shopping at www.indiatimes.com
5% cash back on airline tickets purchased at www.indiatimes.com, valid up to March 31, 2008 (not valid for Air Deccan and Spice Jet airline tickets)
10% cash back at special shopping zone of www.shopmore.indiatimes.com, valid up o March 31, 2008
4 reward points for every Rs.200 spent at www.indiatimes.com
Special net security for all transactions up to Rs.20,000 at www.indiatimes.com free of cost
1 reward point for every Rs.200 spent at merchant establishments
The option of redeeming the accumulated reward points against the indiatimes gift voucher. The gift voucher can be used for shopping at www.indiatimes.com.
All the regular benefits of ICICI Bank Sterling Silver Card.

ICICI Bank - Toyota Credit Card

Benefits of ICICI Bank – Toyota Credit Card

One free service voucher at the time of joining the co–branded credit-card programme. It can be redeemable across any of the TKML dealers nationally.
Buy standard Toyota accessories with this card and get 5% discount at TKML dealers.
Waiver on fuel surcharge at HPCL outlets
8 reward points for every Rs.200 spent on the credit card at any TKML dealer
1 reward point for every Rs.200 spent on the credit card at any merchant establishment other than TKML dealers
Multiply accrued points by 10 and these points can then be used to avail of cash discount of up to Rs.10,000 on the purchase of a new Toyota car.
All the regular benefits of the ICICI Bank Solid Gold Card.

(*) Service tax applicable on fuel surcharge at the rate of 12.36%. In a fuel transaction, only the surcharge will be reversed and not the Service Tax.

lassic Cards: Features at a Glance Chart

	Sterling Silver	American Express Green	Mini Card
Features
Type of Cards offered	Visa, MasterCard	American Express	Visa
Acceptance	International	International	International
Service Charges for Revolving Credit	3.15%	3.15%	3.15%
Limited Lost Card Liability (After reporting)	Nil	Nil	Nil
Life Time Balance Transfer Scheme	0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter, until the transferred amount is paid back
Forex and Travel Cheque Services	Yes	Yes	Yes
Photo Card option	Yes	No	No
Internet Web based access	Yes	Yes	Yes
Access to ICICI Bank 24-Hour Customer Care Centre	Yes	Yes	Yes
Personal Loan facility on Credit Card	Yes	No	Yes
EMI-on-Call facility	Yes	No	Yes
Dial-a-draft facility	Yes	No	Yes
Xpress Rewards Programme	Yes	Yes	Yes
Global Emergency Assistance Services	Yes	Yes	Yes
Surcharge on fuel (2.5% of transaction value or Rs. 10, whichever is higher)	Applicable	Waived at HPCL outlets (Upto Rs. 3,000 per transaction)	Applicable
Revolving Credit facility	Yes	Yes	Yes
Free Credit Period (Applicable provided the Total payment due shown in the previous statement is settled in full)	Min : 20 days; Max : 50 days	Min : 15 days; Max : 45 days	Min : 20 days; Max : 50 days

Classic Cards: Features at a Glance
ICICI Bank Sterling Silver Credit Card

A Card that offers special benefits to all members of your family starting with a Free "Bandhan" add-on Card.

Dial a Draft at 2.5% of the draft amount subject to a minimum of Rs.300.
Lifetime Balance Transfer offer: 0.75% for first 6 months (9% p.a.), followed by 1.49% (17.88% p.a.) thereafter.
Most powerful catalogue-based Rewards Programme.
Comprehensive travel benefits.
Accepted at over 22 million merchant establishments globally.
Mobile alerts and statement by e-mail

ICICI Bank - American Express® Green Credit Card

The true companion - The most powerful International Classic Card powered by American Express services worldwide and rewarding generously on your spends.

Exclusive Benefits

Most powerful catalogue-based rewards Program - Earn 1reward points on every Rs. 40 you spend.
Basic Assist services (Medical, Legal, Personal and Travel) by American Express Global network.
0% fuel surcharge
American Express Selects is an exciting selection of year round offers and discounts.
Wherever in the world you find yourself, you'll enjoy exceptional value and privileges in travel, leisure, dining and shopping. For details of these special benefits in key destinations worldwide.
Comprehensive Personal Accident Insurance upto Rs. 15 lakhs.
Discount of 3% on basic domestic airfares and 5% on basic international airfares through American Express (R) Travel Service Network. For details on the American Express (R) Travel Service Network partners offering this service in various cities .
American Express Travelers Cheque and foreign exchange easily available through American Express Travel Service locations free of commissions.

ICICI Bank Visa Mini Card

Discover the big difference with the world’s smallest Card.

ICICI Bank Visa Mini Card – India’s first Mini Card,is designed keeping you in mind. Discover a whole new way of carrying your money. Sling it around your neck, wrap it around your wrist, or just dangle it from your key chain. Whichever way, you are sure to attract more attention than you bargained for. What’s more, it comes along with a normal sized companion card to enable you to use it at ATMs and at certain merchant establishments that do not have the electronic swiping machine…… making sure you do not need to carry your wallet at all.

Special Features and benefits

A set of accessories – namely a Card casing, lanyard and key ring – come absolutely free with the Mini-Card.Fabulous offers on Nike, Provogue, Cupid Jewellery from TBZ, Pizza Corner and Rediff merchandise.
Regular features of ICICI Bank Sterling Silver Card.

Join the Mini Revolution…because Credit Cards just got fashionable.

ICICI Bank Online Credit Card

India's 1st Credit Card for Internet Shopping

Unbelievably Simple. Unbelievably Secure

Main product features

Special Features

Lifetime free
Companion card with fixed credit limit of Rs 10,000
Offers & tie-ups across popular websites
Xpress rewards program - 1 reward point on every Rs. 200/-. Additional rewards to be given based on higher spends

Security Features

Fraud protection cover of Rs 10,000
CVV2 number provided with the plastic for additional security

General Features

Revolving credit interest rate of 2.95%
No photo card
No add-on card
Non-magnetic-striped card
No cash withdrawal facility
No Point-Of-Sale transaction facility
Currently only Visa variant

Fee Pricing

Lifetime free card
Joining fee:Nil
Annual fee:Nil
Add-on card fee and renewal fee for add-on card:Not applicable
Renewal fee :Nil

Online Credit Card - Offers & Discounts :

Free Music CD on first purchase at Rediff.Com; offer valid till March 31,2008
Book your railway tickets on IRCTC and get delivered at your doorstep within 2/3 days
Monster.Com - 20% off on express resume & 20% off on resume writing ; offer valid till March 31, 2008
Hamara CD- 41% discount on MRP per Hamara CD ; offer valid till March 31, 2008

ICICI Bank EMI Card

EMI Card Features

The ICICI Bank EMI Card is a unique credit facility, where your monthly EMI Amount Due (EAD) is fixed. This EMI amount due per month is inclusive of all charges. Incremental purchases will not increase the EMI amount due paid by you. Only the tenure will increase proportionately. You can make any purchase up to his purchase limit and pay a fixed EAD, as applicable.

EMI Card Features

1	Finance charges	1.49% (monthly), 1.99%(monthly),0% with Annual fee, applicable from the day of transaction
2	EMI Amt Due (EAD)	INR 1,000/2,000/4,000 (as applicable).
3	Interest-free Period (for finance charge of 1.49% p.m. and 1.99% p.m.)	0 days of interest-free credit period
4	Annual Fee (for 0% finance charge)	For 0% finance rate and EAD of Rs. 1,000, the annual fee would be Rs.1500 For 0% finance rate and EAD of Rs. 2,000, the annual fee would be Rs.2000 For 0% finance rate and EAD of Rs. 4,000, the annual fee would be Rs.3500
5	Cash Advance - Transaction Fee	2.99% p.m.on advanced amount, subject to a minimum of Rs. 299.
6	Cash Advance - Finance charges	0% (with Annual fee) /1.49%/1.99% (monthly) -as per applicable Finance Charges on Retail transactions.
7	Dial-a-draft- Transaction Fee	2.99% on advanced amount, subject to a minimum of Rs. 299.
8	Dial-a-draft-Finance charges	0% (with Annual fee) /1.49%/1.99% (monthly) -as per applicable Finance charges on retail transactions.
9	Transaction Charges	Rs.149 for every transaction
10	Monthly Amount Due (EAD)	EMI Amount Due (EAD) of INR 1,000/2,000/4,000 for cumulative transactions plus balance carried forward if the total is above INR 1,000/2,000/4,000
11	Monthly Amount Due	EMI Amount Due (EAD) of INR 1,000/2,000/4,000 for cumulative transactions plus balance carried forward if the total is above INR 1,000/2,000/4,000
12	Pre-payment charge	Rs.199 every time a pre-payment is made
13	Reward Points	1 reward point for every Rs 200 spent.
14	Minimum Ticket Size	Rs 1000
15	Balance Transfer	1.49% per month with one time balance transfer fee of Rs. 149
16	Late Payment Charges	30% of min. amount outstanding (subject to min. of Rs. 300 and max. of Rs.1,000).
17	Over-Limit Charges	5% on over limit amount (subject to minimum of Rs.500 and maximum of Rs.600)
18	Return of Cheque	Rs. 250.
19	Outstation Cheque processing fee	1% on the Cheque value, subject to a minimum of Rs. 100
20	Duplicate statement request (beyond 3 Months)	Rs. 100
21	Replacement card	Nil
22	Railway Booking Surcharge	1.80% for Internet transactions and 2.5% for other bookings
23	Fuel Surcharge	2.5% or Rs.10 whichever is higher
24	Utility Bill Payment - Services Charges	Nil
25	Foreign Currency Transactions	3.50% of transaction value

When you want things to be your way. Then why have a standard looking Credit Card. With MyCard, you have a design that's unique, different but most importantly a design that defines you, made by you.

So next time when you swipe your ICICI Bank Credit Card, you'll be making a style statement.

Enjoy the many benefits of your ICICI Bank Credit Card

Reward Points - Earn upto ten reward points for every Rs. 200 spent under special rewards programs

Easy Bill Pay Facility - Pay your bills from your home by registering with any 50 service providers through internet banking.

Cash withdrawals - You can withdraw cash against your card from any ICICI Bank ATM or from any VISA/MasterCard participating member bank ATM.

The image you want to use must be saved to your computer's hard drive before you can upload it.

Picture files can be either JPEG (*.jpeg, .jpeg) or Bitmap (*.bmp) formats.

The file size should be a minimum size of 50 KB, maximum 3 MB (megabytes) and at least 480x480 pixels. For best results and greater image clarity on your personalised card, use larger images with higher resolutions.

Small pictures will reproduce poorly.

Increasing the scale of your picture may result in lower image clarity.

Larger picture will take longer to upload.

The time your picture takes to upload depends on your internet connection speed.

If you have problems or your image is slow to upload, please contact your Internet service provider for assistance.

On most 56k modems, each megabyte will take approximately three minutes to upload. However, this depends on your connection speed.

Trademarks, logos, slogans, company names, copyrighted material or brands of any third party

Advertising or promotional material, or branded products

Celebrities, actors, musicians, sportspeople, cartoons

Phone numbers, addresses, URL addresses, account or PIN numbers

Proactive, sexual, violent or other offensive content

Nudity or semi nudity

Profanity or obscenities

Alcohol, tobacco, firearms

Images which allow illegal or anti-social behaviour

Culturally insensitive images

Images which display the opinions or beliefs of political, religious or socially unacceptable groups (e.g. gangs, supremacy etc.)

We're here to help you!
We believe that, as in everything else, you deserve the best in banking too. Therefore, we constantly strive to cater to all your financial needs with world class products. If you need any information or assistance about a service or a product, please let us know. We are here to assist you.

How you can reach us

Click here to send us an e-mail

Call our 24-hour Customer Care Numbers

Visit the Help Desk at any Branch or drop us a line at our Branch / ATM / Bank@Home DropBox

Write to us at: ICICI Bank Limited ICICI Bank Phone Banking Centre P. O. Box No. 20 Banjara Hills P. O. Hyderabad 500 034, India

Please ensure that you provide us with your full name, account details (if you are an ICICI Bank customer), contact information (address, telephone number and e-mail address) and a clear description of your requirement(s).

If you're happy with our products, services or people, we'd like to hear from you. Click here to compliment us. To complain, please click here.

About the ICICI Bank MyCard

What is the ICICI Bank MyCard?

Can anyone apply for an ICICI Bank MyCard?

What if I'm not an ICICI Bank Credit Cardholder?

How much does it cost to get an ICICI Bank MyCard?

Will my Credit Card number or Terms and Conditions governing my Credit Card account change?

Will merchant establishments or shopkeepers still accept my card?

Choosing an image

What kinds of digital images can I use to make my MyCard?

What if I don't have a digital image?

What should be the ideal size of the digital image?

Can I use a black and white image?

How big will the image be on my card?

Editing your image

How can I change my original image so that it looks better on my card?

Can I improve the quality of the image when I edit it?

Will my original image change after I've edited it on the Card Designing Page?

Can I change my design if I'm not happy with it?

How often can I change my card design?

What if my image is rejected?

Technical questions

Will I need special software to design my card?

What kind of picture formats can I use?

How big can the image file be?

How long will it take to upload my picture?

Top

What is the ICICI Bank MyCard?

The ICICI Bank MyCard is a fun way to personalize your ICICI Bank Credit Card with an image that you choose.

Top

Can anyone apply for an ICICI Bank MyCard?

Yes, anyone can apply for an ICICI Bank MyCard.

Top

What if I'm not an ICICI Bank Credit Cardholder?

You can apply for an ICICI Bank Credit Card by visiting any ICICI Bank branch or by applying online through our website www.icicibank.com. You may also call ICICI Bank Customer Care at the following nos.
24-hour Phone Banking Numbers

Top

How much does it cost to get an ICICI Bank MyCard?

The ICICI Bank MyCard is available at a nominal fee of Rs 200 only. This fee will apply every time you decide to put a new image onto your ICICI Bank MyCard. The fees will be charged to your ICICI Bank primary credit card account.

Top

Will my Credit Card number or Terms and Conditions governing my Credit Card account change?

No. Personalizing your ICICI Bank MyCard only changes the look of your card. Your card number, and the terms and conditions of your card will stay the same.

Top

Will merchant establishments or shopkeepers still accept my card?

Yes. Your personalised ICICI Bank Picture Credit Card works just like a normal ICICI Bank Credit Card, and you should not face any problems at merchant establishments.

Top

What kinds of digital images can I use to make my MyCard?

You can use any image that has been saved in an electronic format (a “digital image”). This includes:

pictures taken with a digital camera
pictures taken with a mobile phone pictures taken with a mobile phone (As long as the image is large enough to print well onto your card)
scanned images
images received via email
images stored on your computer
images stored on a disk or CD-Rom.

Top

What if I don't have a digital image?

If you don’t have a readily available digital copy of the image you want to use, you can scan a photo and save it to your computer.

Top

What should be the ideal size of the digital image?

To get a clear image on your ICICI Bank MyCard, your digital image must be at least 640 x 480 pixels in size. Mobile phones often produce images that are smaller than this. If your image is too small it may not look very good on your card. Please refer to your camera-phone or digital camera manual for increasing image sizes.

Top

Can I use a black and white image?

Yes, you can use a black and white, single-colour or full-colour image.

Top

How big will the image be on my card?

The printed image on your card will be 85mm x 55mm.

Top

How can I change my original image so that it looks better on my card?

You can use the PIX design tools to scale, rotate, flip and move your image until you have finalized the design you want. The PIX design tools are provided on the card-designing page itself.

The ‘scale’ bar lets you change the size of your image.
The ‘rotate’ tool lets you turn your image 90-degrees at a time
The ‘flip’ tool lets you create a mirror image (left to right).
The ‘move’ tool helps you place the image exactly where you want it.

Top

Can I improve the quality of the image when I edit it?

No, the image on your ICICI Bank MyCard will be the same quality as your original image. If your original is blurred or grainy, it will appear the same way on your ICICI Bank MyCard. For best results, choose a clear, sharply-focused image to start with.

Top

Will my original image change after I have edited it on the Card Designing Page?

No, the original image is stored on your computer and will not change. Uploading the image makes a copy of it, which you can then edit and place on your card.

Top

Can I change my design if I'm not happy with it?

At the time of designing your ICICI Bank MyCard, you can preview your final design before ordering your card. If you wish to change it, you can start again with the same image or choose a new image of your own, or one from our image library. However, once you finally order the card a fee of Rs. 200 only will be charged to your ICICI Bank primary credit card account.

Top

How often can I change my card design?

You can change the image on your ICICI Bank MyCard as often as you like. However, every time you decide you want a new image on your card a fee of Rs 200 only will be charged to your ICICI Bank primary credit card account.

Top

What if my image is rejected?

We can reject an image if we believe it is objectionable or in breach of copyright. If we send you an e-mail rejecting your image, you can simply redesign your card using a new image of your own or from our image library. For more information, please refer to the section on Image Guidelines. You will not be charged the fees for a rejected image.

Top

Will I need special software to design my card?

You will need Flash player 6.0 (or above) to be able to edit your image. If you don't already have the Flash player, you can download it here.

Top

What kind of picture formats can I use?

Your image must be in either a jpg or bmp format.

Top

How big can the image file be?

We recommend you use a file that is between 300 K and 3 MB. Images smaller than 300 K may look grainy when you enlarge them. The maximum permissible file size is 8 MB. However, if your image is larger than 3 MB, you will need to re-size it before you can use it.

Top

How long will it take to upload my picture?

The time it takes to upload your image will depend on your computer’s connection speed. For a 1MB file, you can expect the following wait times:

connection speed	upload time
56.6 kbps	5 minutes
128 kbps (ISDN)	1.5 minutes
256 kbps (LAN)	40 seconds
T1	6 seconds

Features of Preferred Silver and Gold Credit Cards

ICICI Bank Preferred Silver Credit Cards

Get preferred. Get Rewarded

Delicious dining treats.
Fabulous shopping deals.
2.5% fuel-surcharge waiver on fuel spends at select HPCL outlets in the country
Travel privileges.
Double reward Point on every Rs. 200- spent on hotel stays,airline ticketing and dining.
1.69% p.m. for 6 months from the 1st billing cycle date, followed by 2.95% p.m. thereafter (Please note the applicable rate of interest will be 3.15% p.m. and 45.09% p.a. with effect from October 1, 2007)
Lifetime-Free Credit card for primary & add-on cards

ICICI Bank Preferred Gold Credit Cards

Get preferred. Get Rewarded.

Delicious dining treats.
Fabulous shopping deals.
Enjoy the benefits of getting a 2.5% fuel surcharge waiver on fuel speds at select HPCL outlets in the country.
Travel Privileges
Double reward Point on every Rs. 200 spent on hotel stays,airline ticketing and dining.
1.49% for Gold card for 6 months from the 1st billing cycle date, followed by 2.95% thereafter (Please note the applicable rate of interest will be 3.15% p.m. and 45.09% p.a. with effect from October 1, 2007)
LifeTime-Free Credit card for primary & add-on cards.

Interesting things in Life . . .

Tuesday, February 12, 2008

Sivaji - Adhiradi song - lyrics

aasai nooru vagai - lyrics

Monday, February 11, 2008

ICICI Credit Cards

Premium Credit Cards.

Premium Cards : Features at a Glance Chart

ICICI Bank Signature Credit Card

Features

ICICI Bank Platinum Credit Card

ICICI Bank Platinum Premiere Credit Card

Features of Titanium Credit Card

ICICI Bank – Thomas Cook Titanium Credit Card

Features of Thomas Cook Titanium Credit Card

ICICI Bank Solid Gold Credit Card

ICICI BANK Travel Smart Gold Credit Card

Co Branded Cards

ICICI Bank - Forum Credit Card

Features of Forum Credit Card

ICICI Bank - Gitanjali Credit Card

Benefits of ICICI Bank – Gitanjali Credit Card

ICICI Bank - Megamart Credit Card

Benefits of ICICI Bank – Megamart Credit Card

ICICI Bank -XBOX 360 Credit Card

CICI Bank - Sarovar Hotels Credit Card

ICICI Bank - HPCL Silver Credit Card

Benefits of ICICI Bank – HPCL Silver Credit Card

lassic Cards: Features at a Glance Chart

ICICI Bank - American Express® Green Credit Card

ICICI Bank Visa Mini Card

ICICI Bank Online Credit Card

Online Credit Card - Offers & Discounts :

EMI Card Features

EMI Card Features

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